You Can Stay Home with Your Kids

Do you have a dream to stay home with your kids?

We knew even before our first baby arrived that I was going to stay home. It was a dream of ours and we spent the first years of our marriage planning our finances to make it work.

Knowing this shaped how we lived in our early years of marriage. When we married, we were still in college and living on a small income. During those first two years of marriage, we lived very frugally and learned how to stretch our dollars as far as they could go. We also learned contentment. We knew we couldn’t have everything we wanted when we wanted it but we were okay with making some sacrifices in regards to material possessions to put ourselves in a better financial position.

Once my husband graduated and had a full time job, we continued to live the same as we did in college. We did not purchase new vehicles, take extravagant vacations or purchase a lot of excessive material goods once our income nearly doubled.

During that time, we lived fully off of his income and anything I earned was either saved or applied towards the principal of our mortgage. Since we were already living on one income, the transition to becoming a stay at home mom after the birth of our son was easy.

I’ve been at home with our children for 8 years now. We feel like we’ve been able to thrive on one income thanks to contentment and frugality.

We know we can’t have the latest and greatest as far as electronics, clothing and vehicles go. But, our 14 and 16 year old vehicles are paid for. We buy as much as we can used via resale shops, thrift stores, yard sales, Craigslist or eBay. We rarely eat out these days because it’s just not in the budget.

The sacrifices of material things have been worth it and are still worth it. 

Not only has our frugality and careful spending allowed me to stay home, we’ve also been able to achieve our dream of living on a small homestead. While we do have a mortgage on our home and property, without the previous 12 years of saving and building equity, we would not be able to afford living where we do.

Life is full of choices. Knowing what you want and working towards that goal helps make the short term choice to sacrifice worth it for the long term goal.

Do you want to stay home with your children? 

If you’re engaged or newlyweds, talk about what your goals are for your future family. If you desire to have children and think one of you may want to stay home, decide to live off of one income during your early years of marriage. Build up an emergency fund, pay off debt and save the second income. Even if you decide not to stay home, you’ll be in a better position financially which will help your family.

For expectant parents and parents of young children, maybe you’re thinking about one of you staying home for the first time but don’t think you’ll be able to do it financially. Take some time and set some financial goals for your family. Create a budget based on one of your incomes and stick to it! Use the other income to pay off or pay down debt. Live as frugally as you can.

Staying home with your children is a choice. Saying yes to staying home often means saying no to many other things but if it’s your dream, it is possible.

If you do have the dream to stay home with your kids, my friend Erin has written a book just for you! You Can Stay Home with Your Kids!: 100 Tips, Tricks, and Ways to Make It Work on a Budget shows you how your family can thrive on one income.In this book you’ll learn how to curb spending, eat well on a budget, shop secondhand and sales, create more income and more! I’m so excited that she has written this book to help families realize that the dream of staying home can become a reality. A little creativity, frugality and contentment can help you stay home with your kids!

You Can Stay Home with Your Kids releases April 10. If it is your dream to stay home, it will be worth every single penny!

*Disclosure – This post contains affiliate links. I was not compensated in any way to share about You Can Stay Home with Your Kids – I’m just passionate about mamas finding a way to stay home with their kids if that’s their hearts desire!

 

responses to “You Can Stay Home with Your Kids” 5

  1. We did the same! When we had two incomes we lived as if there was only one and paid down the mortgage on our home. The transition to staying home with our girls was seamless financially and we have been able to THRIVE on one income as well! I have this book on reserve with our library and hope it will be encouraging to other women to know staying home is possible!

  2. You are so right! I’m happy to hear that more “millennial” parents are considering staying home with the kids nowadays. I feel like the “latch key” kids of the 80s and 90s are all grown up now and want something better for their children.

    I always knew I would be a stay at home mom! I couldn’t wait to be a mom even when I was a little girl playing with dolls. My oldest is now 10 and I don’t regret staying home for a second!

    Finances were a bit tight during the recession but we weathered that storm and my husband’s income has now doubled. Yet I’ve still carried the frugal lessons from those lean times with me today. Now we are trying to pay off our mortgage within the next 3-5 years.

    It is SO true how they say these years go by so fast! I get teary-eyed thinking of the day they’ll eventually move out of our home. But I’m so glad I’ve been with them full time in their childhood.

    Kids need love and attention and a calm stable, stress-free home, not things. I don’t know if our home would be the same if I was stressed out and harried from a regular job.

  3. you can stay at home with children as much as you want if you work at home. for this you can contact us, and we will help to write a resume that will help you in this

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