Our Financial Story: Single Income, No Kids

Previous Post: After Graduation

Although it is completely counter-cultural, we agreed that my time was worth money to our family. With that mindset, I began my career as a “stay at home wife” who worked part-time.

I continued transcribing for TFC from home and in the fall of 2008 began going into the office one day a week. The drive was over an hour which is why we made the decision for me to only work one day a week. I enjoyed my job, especially since it was in my career field, Agricultural Communications. We continued living solely off of John David’s income and my earnings went toward our down payment savings.

Around October of 2008, we learned that the media director at the church we had joined in Columbia felt called to serve in a pastoral role. We began praying that this would be an opportunity for John David to begin pursuing what he felt was his calling, church media. In early December, John David was offered the job. While we took a pretty substantial pay cut, we were confident that this was exactly where he needed to be and knew that we wouldn’t have any issues financially.

Our First Home

In December, we also had reached our goal of saving 20% down for a home and found an adorable foreclosure that was out in the country on two acres at a great price. It was in great condition, just needed some painting and carpet cleaning.

We moved into our home 5 days before Christmas and were excited to finally feel settled. John David had a new job that we knew he was going to love and we had a sweet little home that was all our own that we could personalize.

Our First Garden

When spring arrived we started a large garden and I finally had a clothesline. I spent my days working hard in the garden that summer, saving our family quite a bit of money because we had bell peppers, green beans, tomatoes, cantaloupe and corn. I chopped up peppers to freeze, cut corn off of the cob and canned tomatoes. I was having a blast raising a garden which combined my love of agriculture and saving money.

Then in early August, in the midst of our tomato harvest coming in, we found out some exciting news which halted my gardening.

Next Post: We’re Expecting


responses to “Our Financial Story: Single Income, No Kids” 2

  1. I LOVE that phrase, "My time was worth money to our family." What a great way to express that idea. As a stay at home mother to teenagers, with a husband who works long hours, i have shamelessly stolen that phrase to explain why i'm at home when technically, the boys can fend for themselves. I don't want them to have to, and i want to be able to have meals ready and laundry done for my husband. I also admit to liking being able to sit and read "Game of Thrones" as needed. 🙂 I've got it good._Nice blog btw. 🙂

  2. They need us to be available as much when they're teens as when they're toddlers. The conversations happen when we least expect it. Some think this is a luxury, being able to stay home (i do work one day a week, but it's at best a jobette :), but i think it's a necessity. Maybe we've made some sacrifices, but i don't notice them. Gretchen Rubin talks about the "service heart", and it perfectly describes how happy i am at home.

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